Auto Loan With Subprime Credit? $5000 down? Can I Get Approved?

Maybe I am being impatient, but I was originally planning to buy the car this October when mine is paid off. By then I could fully buy one cash, though by this summer, I could put down about $5000 (combo of cash, plus my current cars trade in value) and finance $4000-$6000, and have a small payment for a few years (3 yrs) If I wait till October, I could put almost buy the car cash, with just $1000-$2000 left over to pay leaving a very small loan if one at all. Maybe its because I'm just 23 and impatient, but I'd like to get the car sooner than later and if I can rebuild my credit in the process why not? And I quoted insurance, I will be able to afford it

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Hi there, I am trying to put a question here for the yahoo community in a bit detail to give a clear picture of situation and try to get some useful information regarding it. What happened is my car got stopped over by police and towed away by their recovery van. Now i am getting an impounded car insurance to get it back ( Long story short , the car i was driving was without insurance as i had not received letter of my insurance cancellation and i was under the impression that i had insurance. By the way i had paid them in full for one year in advance and it was not a monthly direct debit payment ) I have searched and able to get a quote from two well know car insurance companies ( One of them is Impoundedcarinsurance.com and other is INSURENCE CHOICE ) and both companies are asking for DIRECT TRANSFER OF MONEY IN THEIR BANK ACCOUNT as they don't accept Credit Cards and Debit cards for the payment of temporary insurance. Today i and yesterday, i spent my whole days to contact these companies and get information for method of payment. I have a few points here to ask and i am sure your valuable information will guide me to make a decision to buy the insurance for my impounded car. ->First of all, I called my previous company which cancelled my insurance to persuade them for a temporary insurance to get my IMPOUNDED CAR BACK, The customer assistant simply stated that none of their policies can be used to get an impounded car back from compound. So they don't provide temporary cover for impounded cars at all. -> The second and more important thing is as i stated before, i had called a couple of companies yesterday for impounded car insurance ( In-fact i googled Impounded car insurance in Uk on google and it gave the names of main companies on FIRST PAGE OF GOOGLE ). If you would ever google Impounded Car Insurance , you would see one of them is INSURANCE CHOICE and they provide insurance for impounded car. -> And with that i called Insurance Choice today and spoke to the person who gave me the insurance quote yesterday for my impounded car and told me the method of payment as of Online Transfer to their account (Yesterday he told me that they don't take credit or debit card payment as mostly people take the insurance and get their car out of compound with the help of the insurance certificate and later on cancel the insurance giving the reason of unauthorized payment and hence claim the insurance money back, so that's why they do online transfer only). Today i was FRANK AND STRAIGHT TO HIM and told him about my question asked on different online forums and all the answers and suggestions which were discussed with me. I told him simply that it looked too suspicious to pay them by online transfer and hence i feared of losing my money and it can be a spam !!! -> Well the person there maintained and cleared his position by stating that He was going to give their company's sort code and Account number and it can be verified in the bank that what company the money is going to if i do online transfer ! Hence i had a record of payment to a CERTAIN COMPANY (Insurance Choice) for impounded car insurance and its all safe. So please advise in light of above mentioned discussion/inquiries that is it safe to deal with this company and do a payment transfer directly into their account. I have also mentioned this company's name as its on google for the authentication and i called on 01926 454 348 number which is on their page at http://www.insurance-choice.net/ppc/convicted/impound_insurance.php?gclid=CKHu1KKN2bwCFZShtAodWioATQ Please advise as this time is one of the difficult times of life ! Many Thanks.

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https://www.linkedin.com/pulse/when-you-rent-car-what-happens-get-accident-does-your-noah-henderson/