Entries from 2018-08-07 to 1 day

Auto loan with my credit?

Auto loan with my credit? I'm going to be in the market for a car soon. I'm thinking a used car with a loan for about 25k, 5k down. I have about 30k in student loan debt (my only debt) and make about 60k a year. My credit score currently i…

Do i need to put student loans on my auto loan application while I'm still in school?

Do i need to put student loans on my auto loan application while I'm still in school? I'm in college and am paying tuition mostly with student loans, but I don't start paying them off until I graduate. Do I need to list these loans on my a…

First time buyer taking out a private auto loan?

First time buyer taking out a private auto loan? I've heard it's quite tough to make this happen but not impossible, this is when I need educated advice in order to make it work out. I've never financed a car under my name. I paid for one …

My ex stole my SSN to get an auto loan. What should I do?

My ex stole my SSN to get an auto loan. What should I do? He took out an auto loan using my SSN in 2009. I just found out about this when I was trying to check my credit report online. They asked me security questions about what was my mon…

Do I have to use my bank's auto loan at a specific dealership?

Do I have to use my bank's auto loan at a specific dealership? I am applying for an auto loan from my bank. I spoke to the representative that is working with me on the loan. This morning he said that he would get back to me with the loan …

Getting an auto loan; making under $1000 a month?

Getting an auto loan; making under $1000 a month? I have good credit, it's around a 730; I've been employed at the same place for around 3 years. I've never had any late payments or anything. The only problem is I only make around 500 a mo…

Bad credit auto loans, down payment vs credit history?

Bad credit auto loans, down payment vs credit history? I have less than perfect credit, Thousands in medical bills and I had a repo almost 7 years ago. I am at the point now that I need to buy a new car. It has been my experience in the pa…

USAA - If my auto loan approved limit is higher than my requested, am I able to spend up to the approved?

USAA - If my auto loan approved limit is higher than my requested, am I able to spend up to the approved? I recently requested an 18k auto loan through USAA, and they approved me for 20k. Am I capable of spending up to the 20k even though …

Auto Loan With Subprime Credit? $5000 down? Can I Get Approved?

Auto Loan With Subprime Credit? $5000 down? Can I Get Approved? Maybe I am being impatient, but I was originally planning to buy the car this October when mine is paid off. By then I could fully buy one cash, though by this summer, I could…

I applied for an auto loan lady said I might need a co signer does a co signer need to have good c credit?

I applied for an auto loan lady said I might need a co signer does a co signer need to have good c credit? I applied for an auto loan with golden 1 I make $800 a month and have been at my job for 6 months. I gave the lady my information an…

I have an auto loan with a finance company that I have been paying for 4 years?

I have an auto loan with a finance company that I have been paying for 4 years? I have an auto loan with a finance company that I have been paying for 4 years on the note they added several personal items.well about 4 months ago I lost my …

E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants?

E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants? E-loan an oline lending service recently offered 36-month auto loans at 4.2% compounded monthly to applicants with good credit r…

Will I lose money for cancelling an auto loan that I never used?

Will I lose money for cancelling an auto loan that I never used? I applied for a $4000 dollar auto loan from Navy Federal and was at first conditionally approved, and then ultimately approved for a $3300 loan after I provided the buyer's o…

In need of Auto Loan help; how my age (18) will affect it and how to find reliable loans?

In need of Auto Loan help; how my age (18) will affect it and how to find reliable loans? My current car is a 2001 Honda civic but the transmission is messed up. It will cost me around $1,500 to fix which would end up being a major waste o…

Will the amount owed in student loans affect someone from getting an auto loan?

Will the amount owed in student loans affect someone from getting an auto loan? My cousin owes in student loans the same amount she is asking for an auto loan $15,000. She does make the payments on time and has 1 credit card in good standi…

Lied about age to get credit card at 16, now applying for auto loan?

Lied about age to get credit card at 16, now applying for auto loan? When I was 16 I lied about my age in order to get a credit card. Now I'm about to turn 19 and I'm going to apply for an auto loan. I have a few credit cards now, all with…

Why did Chase and Capital One deny me for an auto loan?

Why did Chase and Capital One deny me for an auto loan? I applied for a $20,000 auto loan with Chase and Capital One. I was denied by both. I did some research online and found people with the same problem but they had credit issues. Here …

How would I describe this type of income for an auto loan ?

How would I describe this type of income for an auto loan ? I am applying for an auto loan for a used car. I have good credit 760 fico. But I have a confusing source of income. I do pet sitting (small income) and I have a photography busin…

A question about getting pre-approved for an auto loan?

A question about getting pre-approved for an auto loan? My credit score is only 565. I am looking to somehow get financed for an auto loan. New car, used car....as long as its going to get me around, I don't care. I am just trying to find …

When would be a good time to refinance my auto loan?

When would be a good time to refinance my auto loan? I am 20 and was approved for around 15k (2k down covering taxes, dealer fee, tag etc true cost 17k) auto loan on a 2010 car with 18k miles, certified. Anyways I got approved @ 6.56% for …

Can I get a new car if I put a lot down but have late payment history on my current auto loan?

Can I get a new car if I put a lot down but have late payment history on my current auto loan? I've paid my current auto loan late a few times but only owe $13000 and my car is worth $12,700 as a private trade-in (so basically sell for cas…

Do I need a co signer if I've been approved for a auto loan?

Do I need a co signer if I've been approved for a auto loan? So I've been approved for a auto loan with drivetime and I havethe appointment with them to pick out my car on monday. Do I need a cosigner if they already approved me? BEST ANSW…

If I have a 715 credit score, why am I getting 10%+ rates on my auto loans?

If I have a 715 credit score, why am I getting 10%+ rates on my auto loans? EDIT: I have all three scores saying 715. The USAA one is a 2005 car, and the NFCU is a 1997 car. I have a short history, One I got mar 2012, the other July 2012. …

No credit & recent college grad. Need a auto loan...help!?

No credit & recent college grad. Need a auto loan...help!? Please help.... I am a first time buyer, I need a loan so I can finance a used vehicle. I don't own credit cards and I have student loans I am paying off- basically I don't have cr…

No credit & recent college grad. Need a auto loan...help!?

No credit & recent college grad. Need a auto loan...help!? Please help.... I am a first time buyer, I need a loan so I can finance a used vehicle. I don't own credit cards and I have student loans I am paying off- basically I don't have cr…

Do I need to be related to my co-signer for an auto loan?

Do I need to be related to my co-signer for an auto loan? I recently applied for an auto loan through my credit union and my friend's dad was my co-signer, the lady that was assisting us told me that we had to be living together so we said…

Do i have a good chance of getting approved for this auto loan?

Do i have a good chance of getting approved for this auto loan? So I'm trying to get an auto loan for a 08 Nissan sentra cost of $9, 475. I have a credit score of 645 with very little credit history. Jst a credit card with a 600 credit lim…

Auto loan question with my credit?

Auto loan question with my credit? I am looking to get an Auto loan for a used (maybe a new, but I believe I can get a better deal on a used). I recently went through a divorce and my exwife managed to ruin (640) my credit. I have a great …

Have a farely new Auto Loan but have to leave the country... What to do?

Have a farely new Auto Loan but have to leave the country... What to do? I have been working here in the US for quite some time now (around 5 years) and I bought a brand new van (for my family of 5) through an auto loan a year ago thinking…

I am planning to apply for a auto loan soon and it is my first loan... help!?

I am planning to apply for a auto loan soon and it is my first loan... help!? My current credit score is 736 on credit karma. I have only one credit card so far and I have been using it from the past year and 8 months. I never applied for …